Chocolate Chip Banana Bread

Warm, golden slices of chocolate chip banana bread, perfect for a cozy morning treat. Save
Warm, golden slices of chocolate chip banana bread, perfect for a cozy morning treat. | spoonfulstreet.com

This moist banana loaf blends ripe bananas and melted chocolate chips for a soft, flavorful treat. Combining wet ingredients like mashed bananas, eggs, and yogurt with dry elements such as flour and baking soda creates a tender crumb. Gently folding in semi-sweet chocolate chips adds bursts of sweetness throughout. Baked until golden, it's perfect warm or toasted, with optional nuts for extra texture.

Discovering this chocolate chip banana bread felt like stumbling upon a hidden treasure that turned every bake day into a cozy celebration. The first time the aroma of warm bananas and melting chocolate filled my kitchen, I knew this loaf would be a forever favorite.

I remember rushing to bake this when unexpected guests arrived; having this loaf ready made everyone feel instantly at home and impressed.

Ingredients

  • Ripe Bananas: The riper, the better to bring natural sweetness and moisture that blends beautifully with the chocolate chips
  • Semi-sweet Chocolate Chips: These melty pockets add just the right touch of indulgence without overpowering the banana flavor
  • Vegetable Oil or Melted Unsalted Butter: Adds tenderness and richness, with oil keeping it lighter and butter giving extra flavor
  • Light Brown Sugar: Packed tightly for that subtle caramel undertone that makes every bite special
  • Plain Yogurt or Sour Cream: These add moisture and a slight tang that lifts the flavor profile in a delicate way
  • All-purpose Flour: Use as is for structure, but be gentle mixing to keep the bread tender
  • Baking Soda: The leavening hero that helps the loaf rise just right
  • Ground Cinnamon (Optional): Adds a warm, spicy note that complements the bananas perfectly

Instructions

Get Everything Ready:
Preheat your oven to 175°C (350°F) and prepare a 9x5-inch loaf pan by greasing and lining it with parchment paper. This step sets the stage for a mess-free release.
Mix Wet Ingredients:
In a large bowl, whisk together the mashed ripe bananas, eggs, vegetable oil or melted butter, light brown sugar, plain yogurt or sour cream, and pure vanilla extract until the mixture is smooth and inviting.
Whisk Dry Ingredients:
Separate your dry ingredients by combining all-purpose flour, baking soda, salt, and optionally ground cinnamon. The dry mix should be airy and lump-free for best results.
Combine Gently:
Fold the dry ingredients into the wet mixture carefully to maintain a tender crumb—overmixing can toughen your bread.
Chocolate Folding:
Slowly fold in the semi-sweet chocolate chips, letting their glossy morsels evenly distribute in the batter.
Bake to Perfection:
Pour the batter into your loaf pan and gently smooth the top. Sprinkle a few extra chocolate chips if you want that little bit of extra melty surprise on top. Bake for 50 to 60 minutes until a toothpick comes out with just a few moist crumbs.
Cool and Serve:
Let the bread cool in the pan for 15 minutes, then transfer to a wire rack to cool completely before slicing so each slice holds beautifully.
A freshly baked loaf of chocolate chip banana bread, smelling of cinnamon and sweet bananas. Save
A freshly baked loaf of chocolate chip banana bread, smelling of cinnamon and sweet bananas. | spoonfulstreet.com

This banana bread quickly became more than just a recipe—it transformed into a symbol of warmth on cold mornings and a quick comfort after long days, celebrated by family and friends around my table.

Keeping It Fresh

Storing banana bread in an airtight container at room temperature keeps it moist for days, but wrapping slices tightly and refrigerating works beautifully if you want to prolong the freshness.

Serving Ideas That Clicked

Try toasting a slice and spreading some butter or nut butter for breakfast, or serve warm with a scoop of vanilla ice cream for an easy dessert that feels special every time.

A Time This Recipe Saved the Day

I once brought this loaf to a last-minute potluck, and it vanished within minutes—proving how quick, comforting, and crowd-pleasing it truly is.

  • Remember to let the bread cool completely before slicing to prevent crumbling
  • If you want a nutty twist, add in chopped toasted walnuts or pecans at the folding step
  • For a dairy-free version, swap yogurt for plant-based alternatives and use dairy-free chocolate chips
Close-up image of moist chocolate chip banana bread, studded with melted chocolate, ready to eat. Save
Close-up image of moist chocolate chip banana bread, studded with melted chocolate, ready to eat. | spoonfulstreet.com

Thanks for sharing this kitchen moment with me—can't wait for you to make this your own and enjoy every delightful bite.

Recipe Questions & Answers

Yes, plain yogurt works well and keeps the loaf moist while adding slight tanginess.

Insert a toothpick into the center; it should come out with a few moist crumbs but no wet batter.

Absolutely, chopped toasted walnuts or pecans can be folded in for extra flavor and crunch.

Yes, use dairy-free chocolate chips and substitute oil for butter or omit yogurt.

Allow it to cool completely, then wrap tightly and store at room temperature for up to 3 days.

Chocolate Chip Banana Bread

Tender banana loaf enriched with semi-sweet chocolate chips and a hint of cinnamon.

Prep 15m
Cook 55m
Total 70m
Servings 10
Difficulty Easy

Ingredients

Wet Ingredients

  • 3 ripe bananas, mashed (about 12 oz)
  • 2 large eggs
  • ½ cup vegetable oil or melted unsalted butter (120 ml)
  • ½ cup packed light brown sugar (4.2 oz)
  • ¼ cup plain yogurt or sour cream (60 ml)
  • 1 teaspoon pure vanilla extract

Dry Ingredients

  • 1¾ cups all-purpose flour (7.4 oz)
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • ½ teaspoon ground cinnamon (optional)

Add-ins

  • 1 cup semi-sweet chocolate chips (6 oz), plus extra for topping

Instructions

1
Prepare Oven and Pan: Preheat the oven to 350°F (175°C). Grease and line a 9x5-inch loaf pan with parchment paper.
2
Combine Wet Ingredients: In a large bowl, whisk together mashed bananas, eggs, oil or melted butter, brown sugar, yogurt or sour cream, and vanilla extract until smooth.
3
Mix Dry Ingredients: In a separate bowl, whisk flour, baking soda, salt, and ground cinnamon if using.
4
Fold Dry into Wet: Gently fold the dry ingredients into the wet mixture until just combined, taking care not to overmix.
5
Incorporate Chocolate Chips: Fold in the chocolate chips carefully to distribute evenly.
6
Fill Pan and Add Topping: Pour the batter into the prepared loaf pan, smooth the top, and sprinkle extra chocolate chips if desired.
7
Bake: Bake for 50 to 60 minutes, or until a toothpick inserted in the center comes out with a few moist crumbs attached.
8
Cool Before Serving: Let the bread cool in the pan for 15 minutes, then transfer to a wire rack to cool completely before slicing.
Additional Information

Equipment Needed

  • 9x5-inch loaf pan
  • Mixing bowls
  • Whisk
  • Spatula
  • Measuring cups and spoons
  • Parchment paper

Nutrition (Per Serving)

Calories 245
Protein 3g
Carbs 34g
Fat 11g

Allergy Information

  • Contains eggs, wheat (gluten), and milk when using butter, yogurt, or regular chocolate chips. Verify all ingredients for hidden allergens.
Jenna Collins

Home cook sharing simple, wholesome recipes & practical kitchen tips for busy families.